When should I consider Long Term Care Insurance?

Long Term Care, Long Term Care Insurance | 0 comments

Do you have a plan for who will take care of you as you age? Are you aware of all the costs involved? Waiting too late may cause sticker shock for some. This is why it’s so important to consider Long Term Care Insurance early on.

Long Term Care Insurance covers things like assisted living, hospice care, nursing home care, Alzheimer’s facilities, in-home care and adult day care services. This type of care is not covered by Medicare or Medicaid.

The American Association for Long-Term Care Insurance recommends finding a policy in your mid-50s. This may seem too soon for someone who probably won’t need this type of care until their 70s or 80s but waiting too long can result in higher premiums or being denied coverage.

More than half of people turning 65 today will need some type of long term care. It’s important to have that conversation now to determine how it will be covered. Diane Dee Lee can help not only with Medicare plans but can also help find a long-term care insurance plan that works for you.

Diane “Dee” Lee Insurance, is an experienced Long Term Care (LTC) and Short Term Care Insurance Agent. Diane Dee Lee Insurance also provides Medicare healthcare and plans to cover dental, vision, hospital stays and more. Serving as a Long Term Care and Medicare Insurance Broker in Deer Valley, Peoria, Glendale, the Phoenix-metro area, as well as the counties of Pima, Pinal, Coconino, Gila, Mohave, Apache, Navajo, Maricopa and Yavapai, Dee is licensed and appointed with multiple insurance carriers. Dee is available for over the phone, virtual or in-person meetings. Please call 623-251-6612 TTY: 711 or email dee@dianedeeleeinsurance.com