If you are considering skipping getting prescription drug coverage, please be advised that there is a permanent penalty for late enrollment in Part D or prescription drug coverage. Even if it’s not something you think you need right now, you should look at the long-term costs. The one opt out is if you are a Veteran able to receive your medications through the VA
The cost of your medication depends on the Tier it belongs to. Tier 1 is the least expensive with Tier 5 being the highest. Your plan may have up to six tiers. Tier six is usually a special tier for Diabetes or other specialty drugs within that plan.
The easiest way to determine which tier your medications belong to is to search them by name within your plan’s drug list. If you do not see your drug on your plan’s list, it may not be covered by that plan.
If you have concerns about your drug coverage, it’s a good idea to sit down with a professional and look over your options. Give Dee a call today to discuss each of your medications and find a plan that works for you. Unless you are new to Medicare or just moved to Arizona you are only able to change Drug Plans during AEP, October 15 through December 7 each year. When you make the change it becomes effective January 1 of the next year.
Diane “Dee” Lee Insurance, is an experienced licensed insurance agent and representative providing Medicare (parts A and B), supplemental Medicare, Medicare Advantage (part C) and Medicare Prescription (part D) plans. Diane Dee Lee Insurance also provides healthcare plans to cover dental vision, hospital stays and more. Serving as a Medicare Broker in Deer Valley, Peoria, Glendale, the Phoenix-metro area, as well as the counties of Pima, Pinal, Coconino, Gila, Mohave, Apache, Navajo, Maricopa and Yavapai. Licensed and appointed with multiple insurance carriers, Dee is available to meet in person (with necessary social distancing guidelines) or virtually. Please call (623) 251-6612 or email firstname.lastname@example.org